Disability
Disability insurance can keep you financially stable should you become disabled and unable to work. It can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.
Voluntary Long-Term Disability (LTD) – Option 1
- You are eligible to receive LTD benefits after 180 days of disability.
- Replaces up to 50% of your eligible income, up to a maximum of $5,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Voluntary Long-Term Disability (LTD) – Option 2
-
You are eligible to receive LTD benefits after 180 days of disability.
-
Replaces up to 60% of your eligible income, up to a maximum of $6,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Voluntary Long-Term Disability (LTD) – Option 3
-
You are eligible to receive LTD benefits after 180 days of disability.
-
Replaces up to 70% of your eligible income, up to a maximum of $7,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Voluntary Long-Term Disability (LTD) – Option 4
-
You are eligible to receive LTD benefits after 90 days of disability.
-
Replaces up to 50% of your eligible income, up to a maximum of $5,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Voluntary Long-Term Disability (LTD) – Option 5
-
You are eligible to receive LTD benefits after 90 days of disability.
-
Replaces up to 60% of your eligible income, up to a maximum of $6,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Voluntary Long-Term Disability (LTD) – Option 6
-
You are eligible to receive LTD benefits after 90 days of disability.
-
Replaces up to 70% of your eligible income, up to a maximum of $7,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.